Tag Archives: insurance

Cool Wheels

So last night we played miniature golf at “Treasure Island” and had a blast. We rode over in Greg’s Hummer 3 and Jim’s Ford Expedition. I rode shotgun with Greg. Nice ride!

Riding in a nice buggy like that Hummer makes me start lusting for new wheels. I mean, I love my little Beemer, but that Hummer 3 is really sweet. I don’t think I’d go so far as to have it pink like the one in the picture below! I wonder how much insurance would be on the Hummer compared to what I’m paying now? Sometimes on the really nice cars the insurance can be as much as the car payment!

Later tonight I might check a few places on the web and see if I can find cheap motor insurance or at least a couple of good estimates on car insurance. Greg mentioned a good place to start so If the insurance is in the right price range, I can shop around for a car loan and see if I want to take on the additional payments. With the internet put to good use, shopping for cars and insurance can be a breeze.

a bit too bright for me

Bright Pink Hummer

Life Insurance Check Up

When our CFO left the company a couple of weeks ago I was really bummed. He was a good guy and I liked stopping by his office to chat about money things once in a while. Now our Purchasing Manager has resigned. That’s like a double whammy.

She and her hubby had moved to Nashville about 2 years ago for his job. She had given up her good job in Seattle to be the loyal wife, and came to work for us. But I could tell she missed Seattle and I guess the company she left realized what a jewel they had lost, because after a couple months without her, they started hounding her to come back. Finally they made an offer she couldn’t refuse, so they are going back to the west coast.

With all these people leaving, I asked our HR Manager about COBRA and other benefits. I didn’t realize until just now that if you leave a company and had life insurance through the company that you can’t take that with you, it stops coverage on your last day of employment. That’s not been an issue for me, thank goodness, but now that I’m getting older and life insurance may not be so easy to get, it was on my mind.

I think I will be better off getting life insurance on my own instead of counting on the coverage from my employer’s benefits package. There are plenty of good companies out there and I think that using a broker will be the best way to start shopping.

During my lunch break I was surfing for life insurance and found a site called lifeinsured.net with a variety of plans. They have a link to get quotes and also a toll free number to get quotes. Because they are a los angeles life insurance company, a lot of their insurance plans do not require a medical exam.

I can save a lot of time if this site helps me compare quotes and get approved online. I don’t smoke, but I see that they even have plans to cover smokers, so surely someone like me can get a good plan and finally have some peace of mind.

Human Resources Challenges

Talked to Katie for a long time this afternoon. She has been working as the human resources assistant at CWNA for over 2 years and is getting so frustrated. The Human Resources Manager gave notice at Thanksgiving and said she would stay for up to a month so they would have time to find a good replacement. So of course, the month has gone by and they have only interviewed a couple of people and made no offers.

Katie’s feelings are a little hurt that they haven’t offered her the promotion. I know she must feel that if the lame duck manager actually leaves, that the company will be expecting Katie to step up and do the work but that she won’t be getting the pay or the title. That’s not fair, but that’s the corporate world at it’s worst, and CWNA is certainly a candidate for the top 10 worst companies to work for in California.

For example, the HR Manager just assigned a huge project to Katie, to compare health insurance plans and rates and possibly make a change. Katie has been looking at California small business health insurance and learning about the different plans. Getting a California group health insurance quote for the employees at corporate from different companies is very time consuming, but Katie is pretty good at that kind of thing.

Katie’s been doing a lot of the research on the internet. She was telling me about a website that a broker has for getting a California health insurance quote from multiple companies so you can (hopefully) find the best plan for your group from the one site.

I listened to her concerns and tried to be encouraging. I think if she does a good job with this project that she will increase her marketable skills and quite possibly be able to convince the CEO that she can handle the job of HR Manager. If not, this will look good on her resume and she can start looking for a better job.

Cell Phone Insurance is a Rip Off

Just got off the phone with the cell phone company about our CEO’s broken phone. Evidently, when our Office Manager ordered the cell phones for all the executives last year, she bought insurance on only select phones for select people.

I’m the last one to get involved with office politics, but some of these decisions that were made are sure making my job harder. It took quite a while to go over the whole list with the cell phone rep to determine who has insurance, when each phone’s service contract expires, and how to terminate the service of some of our people being laid off. I’m sure that I can figure out a way to consolidate some of this and negotiate our way into some significant cost savings.

Come to find out on the CEO’s phone, he does have insurance, but we have to pay a $50 deductible and that gets him a replacement phone that is refurbished, and it will take up to 5 business days to receive it. But from shopping the web, I can get him a brand new, better phone for free with a new contract.

I just love a challenge!